Looking for Great Deals on Diamonds and other Jewelry?
For the best prices on diamonds, engagement rings, gold and jewelry, from the reputable jewelers you can trust, visit Empire Jewelers’ online store on eBay.
Loan Terms:
Minimum and maximum period for repayment: All Empire Pawn loans are for a period of 4 months unless the customer picks up their loan sooner, and is renewable for an additional 4 months if the customer pays the interest due for the first 4 months. Here are two examples of loans, their terms (period of loan in months) and their corresponding interest rates:
- $100 borrowed for 1 month: Payback in 1 month is $116 including interest and fees. Annual interest rate including interest and fees is 192%
- $100 borrowed for 4 months: Payback in 4 months is $128 including interest and fees. Annual interest rate including interest and fees is 84%
- $1,000 borrowed for 1 month: Payback in 1 month is $1,080 including interest and fees. Annual interest rate including interest and fees is 96%
- $1,000 borrowed for 4 months: Payback in 4 months is $1,200 including interest and fees. Annual interest rate including interest and fees is 60%
Maximum fees are set by New York State. For a sample loan, click here.
Loans
Empire offers cash at high value for items, very competitive loan rates, and you will not be put through a credit check.
Selling
Many people today are looking to sell their gold, jewelry, or other precious items, many for the first time as an alternative source of cash.
Have a question for us?
We are here for you so don’t hesitate to contact us.
